Dee Pridgen of Wyoming has written The Dynamic Duo of Consumer Protection: State and Private Enforcement of Unfair and Deceptive Trade Practices Laws, 81 Antitrust L.J. 911 (2017). Here's the abstract: This article focuses on the critical importance to consumer protection of the “dynamic duo” of state and private enforcement mechanisms provided in state unfair and deceptive […]
Author Archives: Jeff Sovern
The decision is here. WSJ report here. Update: Law360 reports here.
by Jeff Sovern During the Obama administration, the Department of Education adopted a regulation obliging colleges and universities to disclose their contracts with banks governing marketing to students as well as how much the schools receive from the banks. The WSJ went through those disclosures and reported on their findings in an article, Banks Pay Big […]
by Jeff Sovern Ian McKendry has a report in the American Banker, Is Trump team moving to political middle in CFPB director search?, that mentions Iannicola, who served in the Treasury Department in the second Bush administration and is currently CEO of the Financial Literacy Group. Among their clients is the CFPB. The article also notes that another candidate, […]
Norman I. Silber of Hofstra has written Discovering that the Poor Pay More: Race Riots, Poverty, and the Rise of Consumer Law, 44 Ford.Urb.L.J. 1319 (2017). Here is the abstract: David Caplovitz is remembered primarily for his book The Poor Pay More and his writing about poor consumers. This article addresses why this work propelled the reconstruction […]
So Law360 reports. The nominees are Christine S. Wilson, Senior Vice President for Regulatory and International Affairs at Delta and Noah Joshua Phillips, chief counsel to Sen. John Cornyn, R-Texas.
by Jeff Sovern Allied Progress has the story. It seems that Mulvaney incorrectly attributed to his predecessor a statement that the Bureau pushed the envelope. That is according to Michael Grunwald, the author of the Politico article containing the original statement about pushing the envelope. Mulvaney's memo is available here. Update: The WSJ, which had […]
by Jeff Sovern In response to my inquiry, a CFPB representative, Brenda Muniz, informed me today that "There are no updates with respect to the freeze on enforcement actions or the issuance of CIDs," and that the CFPB has not announced an enforcement action since its November 21 announcement about Citibank. Though the Bureau's press […]
Law360 has the story here. The FTC has only one other commissioner at the moment, though the president has nominated two other commissioners, Joseph Simons and Rohit Chopra.
by Jeff Sovern Back in December, the Times had an article headlined That Game on Your Phone May Be Tracking What You’re Watching on TV, that reported that hundreds–even thousands–of apps, some geared towards children, use the phone microphone to identify what shows people are watching, which can in turn be used to target ads to […]