March 31 was this weekend, and, as is customary in the D.C. federal district court, that meant a huge number of decisions over the last two weeks so judges could avoid appearing on the dreaded CJRA “six-month” list. In one such long-awaited decision, Judge Leon granted PayPal summary judgment in its challenge to a 2016 […]
Author Archives: Adam Pulver
As many of us feared, those who support student loan debt have used the Supreme Court’s rejection of the Biden administration’s broad-based loan cancellation scheme to attack any debt relief offered by the Department of Education, regardless of statutory basis or how targeted it may be. Yesterday, in a rambling complaint including, for some reason, […]
In 2019, New Jersey amended its state fair credit reporting act to require national credit reporting agencies to provide, upon request, credit file disclosures to New Jersey consumers in certain languages other than English. An industry association sued, alleging the statute was preempted by the federal fair credit reporting act, and violated the First Amendment. […]
Available here, the article explains the history of additional fees added by D.C. restaurants, the rationales given by supporters and defenders, and the status of enforcement and litigation efforts.
In 2019, a group of former for-profit college students brought a class action against the Department of Education, based on the agency’s failure to rule on their applications for borrower defense relief to their loans–or anyone else’s–for more than a year. After years of litigation, the parties reached a settlement, which was approved in November […]
Nearly a year after oral argument, the Third Circuit this morning released its opinion in CFPB v. National Collegiate Master Student Loan Trust. The case is a long-running enforcement action brought by the CFPB against investment trusts that were created for the purposes of acquiring and servicing student loans, seeking to enforce civil investigative demands. […]
I’ve previously posted about consumer lawsuits across the country challenging various aspects of the Multiple Listing Service under unfair competition and antitrust laws. Today, the National Association of Realtors announced it had agreed to a global settlement of these cases. In addition to a payment of $418 million in damages, Realtors have agreed to get […]
On Monday night, South Dakota Governor Kristi Noem posted an….unusual video on X (nee Twitter)— a nearly five-minute post extolling the work done by cosmetic dentists at Smile Texas. The tone and content of the video struck many as an advertisement, but nowhere in the post was there an indication it was an ad or […]
Today, the CFPB released a final rule to ban excessive credit card late fees, closing what it refers to as a loophole in a 2010 Rule. The agency predicts typical fees will be reduced from $32 to $8. Update: The Chamber of Commerce has already committed to filing a challenge to the Rule.
Plaintiffs filed class actions against Costa, a sunglasses manufacturer, for charging them over $100 to repair sunglasses that had been covered by lifetime warranties. The cases were consolidated, and an amended complaint requested both monetary damages and injunctive relief. The parties reached a settlement, agreeing on payments in the form of product vouchers and injunctive […]