UncategorizedAmerican Banker Report: Four Senate Races Critical for Banks Posted on October 18, 2012 by Jeff Sovern Here. Jeff Sovern Michael Millemann Professor of Consumer Protection Law University of Maryland Francis King Carey School of Law Does Taxing Unhealthy (In This Case, Fatty) Foods Improve Health? The Constitutionality of the Contraception Coverage Mandate in the Affordable Care Act