Just in time for Christmas, the Department of Education announced that, for the first time since the first Trump Administration stopped the practice in 2020, it would resume garnishing wages of borrowers in default on their federal student loans at the start of the new year. After red states successfully sued to stop modest debt relief and repayment reforms of the Biden administration, millions of borrowers have fallen behind on their payments, and are now at risk of seeing up to 15% of their post-tax income seized involuntarily.

