Category Archives: Consumer Law Scholarship

Debate with Senator Vitter on the CFPB & Consumer Law in New Orleans

by Deepak Gupta If you'll be in New Orleans tomorrow (Friday, Nov. 15),  I hope you'll drop by the Hyatt French Quarter for the Louisiana Bar's consumer law seminar. Among other things, Professor Dalie Jimenez of the University of Connecticut (a former CFPB colleague) will discuss her research on debt buyers. At 4pm, you can watch […]

Paper Explores How Much Consumers Value Privacy

Scott  Savage and Donald M. Waldman , both of the University of Colorado at Boulder – Department of Economics, have written The Value of Online Privacy. Here is the abstract: We estimate the value of online privacy with a differentiated products model of the demand for Smartphone apps. We study the apps market because it […]

Call for Papers for Research Symposium on Student Loans

We've been asked to post the following RFP: Suffolk Law School and the National Consumer Law Center are convening a Research Symposium on Student Loans in Boston on April 10th and 11th.  The goal of the Symposium, which is invitation-only, is to bring together the nation’s top experts, including academics, attorneys, industry representatives, consumer advocates, […]

Talesh Paper on How Corporations Use Private Dispute Mechanisms to Weaken Consumer Protection Laws

Shauhin A. Talesh of Irvin has written How the 'Haves' Come Out Ahead in the Twenty-First Century, 62 De Paul Law Review .519 (2013).  Here is the abstract: This paper attempts to bridge and link the “speculations” in Marc Galanter’s seminal article in 1974 regarding how repeat players influence public legal institutions by playing for […]

Another Study of the Credit CARD Act: Did It Restrict Credit Access?

Vikram Jambulapati of MIT's Sloan School of Management and Joanna Stavins of the Boston Fed have written The Credit CARD Act of 2009: What Did Banks Do?  Here's the abstract: The Credit CARD Act of 2009 was intended to prevent practices in the credit card industry that lawmakers viewed as deceptive and abusive. Among other changes, […]

Paper on Critical Race Theory and Crtical Race Feminism and the Unbanked

Emily Houh and Kristin Kalsem, both of Cincinnati, have written It's Critical: Legal Participatory Action Research, forthcoming in 18 Michigan Journal of Race & Law. Here's the abstract: The ongoing community-based research project that we describe in this article will contribute, we hope, to an understanding of the fringe economy by offering insights into what […]

Barnes on Social Media and Consumer Bargaining Power

Wayne Barnes of Texas A&M has wrtiten Social Media and the Rise in Consumer Bargaining Power,14 U. Pa. J. Bus. L. 661 (2012). Here's the abstract: Consumers are constantly entering into form contracts, both offline and online.  They do not read most of the terms, but the duty to read says the contracts are nevertheless […]

Still More from Hockett on Underwater Mortgages and Eminent Domain

Robert C. Hockett of Cornell and John Vlahoplus of Mortgage Resolution Partners have written A Federalist Blessing in Disguise: From National Inaction to Local Action on Underwater Mortgages, 7 Harvard Law & Policy Review (2013). Here is the abstract: While it is widely recognized that the mortgage debt overhang left by the housing price bubble […]

Knapp on the Duty to Read

Charles L. Knapp of Hastings has written Is There a 'Duty to Read'? in Revisiting the Contracts Scholarship of Stewart Macaulay: On the Empirical and the Lyrical 315 (Jean Braucher, John Kidwell, & William C. Whitford eds.  2013).  Here's the abstract: The notion that there is in general contract law a “duty to read” persists in […]

Paper on the Telephone Consumer Protection Act and Changing Technology

Daniel B. Heidtke, Jessica Stewart and Spencer Weber Waller, all of Loyola of Chicago's School of Law and its Institute for Consumer Antitrust Studies have written The Telephone Consumer Protection Act of 1991: Adapting Consumer Protection to Changing Technology.  Here is the abstract: In the late 1980’s, spurred on by advances in technology, the telemarketing industry […]