Author Archives: Scott Michelman

When tribes team up with payday lenders, who profits?

…is the subtitle of this Al Jazeera America piece on the use of tribal sovereign immunity to shield payday lenders from the reach of consumer protection laws (while, incidentally, providing little benefit to the tribes themselves). As the article explains: Tribal sovereignty allows the rancherias’ businesses to claim immunity from state usury laws, making them […]

California Supreme Court to review “rent-a-tribe” arrangement for payday lenders

Last week the California Supreme Court granted review in People v. Miami Nation Enterprises, which presents the issue of when a payday lending operation that is formally owned by a Native American tribe but run by a third-party who keeps most of the proceeds is protected by tribal sovereign immunity. The practice of payday lenders […]

Despite fierce and widespread opposition, FCC moves forward with plan to do worse than nothing on net neutrality

by Andrew Selbst, guest blogger A few weeks ago, the FCC Chairman Tom Wheeler proposed a new “net neutrality” plan which is clearly anything but. While the new proposal would prevent Internet Service Providers (ISPs) from blocking competitors’ websites outright, it would also permit ISPs to make agreements with services such as Netflix for internet […]

Federal district court grants default judgment against KlearGear

As we've discussed before on the blog (see, for instance, here and here), in 2012 an online retailer called KlearGear tried to extort $3500 from its customer John Palmer because his wife Jen criticized the company online; when John refused to pay, KlearGear reported the supposed “debt” to the credit agencies, ruining John’s credit for […]

House Republicans jump into net neutrality debate

We've written before about the FCC's most recent (and troubling) proposal for net neutrality. Now comes this letter to FCC Chair Tom Wheeler, signed by the four top House Republicans, opposing any attempt to reclassify the internet in such a way as to promote net neutrality. Doing so, the letter argues, "threatens to slow job creation […]

A few automakers taking the lead on rear visibility safety

We've told you about the long saga to coax the DOT to issue a rear visibility safety standard, as mandated by Congress six years ago, to help prevent "backover" crashes, which primarily affect young children and the elderly. Six weeks ago, DOT finally issued the long-delayed standard, which will effectively require backup cameras in all […]