Author Archives: Brian Wolfman

“Assessing the Optimism of Payday Loan Borrowers”

That's the title of this article by Ronald Mann. Here's the abstract: This essay compares the results from a survey administered to payday loan borrowers at the time of their loans to subsequent borrowing and repayment behavior. It thus presents the first direct evidence of the accuracy of payday loan borrowers’ understanding of how the […]

Potentially significant class action on Supreme Court’s conference for tomorrow

by Brian Wolfman Last September, the Whirlpool Corporation filed a cert petition in Whirlpool Corp. v. Glazer. The case has been on hold pending the Supreme Court's decision in Comcast Corp. v. Behrend, which was issued this past Wednesday. (Go here and here for our posts on the Comcast ruling.) Now that Comcast has come down, […]

Large multinational corporations pay far less in U.S. corporate income tax than they used to

This analysis by Jia Yang explains that large U.S. companies with operations abroad pay far less in U.S. corporate income taxes than they used to. For instance, Yang writes, in 1969, corporate giant Procter and Gamble (based in Cincinnati) paid 40% of its total profits in U.S. corporate income taxes, while today it pays about […]

Is the City of Oakland going to harm poor people with its identification/debit card?

As explained in this article by Matthai Kuruvila, Oakland residents who use the debit function of the city's long-awaited municipal identification card will be charged much more in fees than they would pay if they chose a comparable prepaid card from a store, according to Consumers Union, the advocacy arm of Consumer Reports. The organization, […]

A Disability-Rights Critique of the Digital Millenium Copyright Act

Over at Slate, Blake Reid has written "The Digital Millenium Copyright Act Is Even Worse Than You Think," which argues that the DMCA keeps e-books, online video, and other material inaccessible to people with disabilities. Here are some excerpts: The [cell-phone] unlocking furor is just the latest example of popular opposition to the DMCA’s dreaded […]

Yet another loss for access to the courts and for class actions under the Federal Arbitration Act

by Brian Wolfman The Second Circuit issued a decision yesterday enforcing arbitration in a Title VII employment discrimination case. It rejected an argument that requiring arbitration would undermine effective vindication of federal statutory rights.The decision is Parisi v. Goldman Sachs. To simplify a bit, here's what happened: Three plaintiffs brought a putative employment discrimination class […]