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</html><description>Josh Lauer&#xA0;has written Creditworthy: A History of Consumer Surveillance and Financial Identity in America. &#xA0;Here's the publisher's description: The first consumer credit bureaus appeared in the 1870s and quickly amassed huge archives of deeply personal information. Today, the three leading credit bureaus are among the most powerful institutions in modern life&#x2014;yet we know almost nothing [...]</description></oembed>
