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</html><description>In the&#xA0;Credit CARD Act of 2009 Congress sought to tame what it viewed as excesses of the credit-card industry. Go here to view the Act's basic reforms. Since the law went into effect about five years ago, commentators and researchers have tried to assess its effectiveness. Read our prior posts on the topic&#xA0;here,&#xA0;here, here, here, [...]</description></oembed>
