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</html><description>The Ombudsman explains: "At the Ombudsman&#x2019;s Office, we are an independent, impartial, and confidential resource that assists consumers, financial entities, consumer or trade groups, and others in informally resolving process issues with the Bureau. In short, we advocate for fair process in consumer financial protection. As in previous years, our annual report outlines our work [...]</description></oembed>
