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		<loc>https://clpblog.citizen.org/t-mobile-to-pay-fcc-48-million-over-misleading-data-plans/</loc>
		<lastmod>2016-10-20T09:20:56+00:00</lastmod>
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		<lastmod>2016-10-20T09:26:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/cfpb-projects-that-1-in-3-rehabilitated-student-loan-borrowers-will-re-default-within-2-years/</loc>
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		<loc>https://clpblog.citizen.org/what-about-the-merits-of-phh-corp-v-cfpb/</loc>
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		<loc>https://clpblog.citizen.org/cfpr-report-on-market-developments-with-potential-for-consumer-friendly-innovation/</loc>
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		<loc>https://clpblog.citizen.org/despite-warnings-extremely-dangerous-air-bags-not-repaired/</loc>
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		<loc>https://clpblog.citizen.org/department-of-education-issues-new-rules-to-help-students-seek-relief-from-loans-where-school-engage/</loc>
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		<lastmod>2016-11-01T07:20:14+00:00</lastmod>
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		<loc>https://clpblog.citizen.org/cfpb-supervisory-report-on-problems-found-in-student-loan-servicing-auto-loan-origination-and-servic/</loc>
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		<loc>https://clpblog.citizen.org/how-a-single-internet-provider-could-end-up-making-money-off-you-several-times-over/</loc>
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		<loc>https://clpblog.citizen.org/cfpb-and-new-york-attorney-generals-office-file-case-against-massive-illegal-debt-collection-scheme/</loc>
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		<loc>https://clpblog.citizen.org/sebok-article-the-unwritten-federal-arbitration-act/</loc>
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		<loc>https://clpblog.citizen.org/afr-wall-street-banks-and-financial-interests-spent-more-than-14-billion-to-influence-dc-law-making/</loc>
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		<loc>https://clpblog.citizen.org/propublica-facebook-lets-advertisers-exclude-users-by-race/</loc>
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		<loc>https://clpblog.citizen.org/some-first-thoughts-on-what-the-election-means-for-the-consumer-financial-protection-commission/</loc>
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		<loc>https://clpblog.citizen.org/uniform-wage-garnishment-law-proposed/</loc>
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		<loc>https://clpblog.citizen.org/insidearm-what-could-trumps-presidency-mean-for-the-debt-collection-industry/</loc>
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		<loc>https://clpblog.citizen.org/national-lj-trumps-election-could-upend-consumer-protection-bureau/</loc>
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		<loc>https://clpblog.citizen.org/law360/</loc>
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		<loc>https://clpblog.citizen.org/american-banker-cfpbs-precarious-future-under-trump/</loc>
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		<loc>https://clpblog.citizen.org/are-obamas-higher-education-reforms-in-doubt/</loc>
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		<loc>https://clpblog.citizen.org/more-deregulatory-wishlists-for-new-administration/</loc>
		<lastmod>2016-11-11T14:08:12+00:00</lastmod>
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		<loc>https://clpblog.citizen.org/clarence-m-ditlow-iii-who-saved-lives-as-auto-safety-advocate-has-died/</loc>
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		<loc>https://clpblog.citizen.org/bloomberg-bna-trump-presidency-creates-uncertainty-for-arbitration-rules/</loc>
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		<loc>https://clpblog.citizen.org/study-what-are-student-loan-borrowers-thinking-insights-from-focus-groups-on-college-selection-and-s/</loc>
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		<loc>https://clpblog.citizen.org/cell-phone-number-as-the-key-personal-identifier/</loc>
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		<loc>https://clpblog.citizen.org/the-future-of-the-consumer-financial-protection-bureau/</loc>
		<lastmod>2016-11-14T10:01:13+00:00</lastmod>
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		<loc>https://clpblog.citizen.org/two-more-articles-about-financial-regulation-under-the-next-administration/</loc>
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	</url>
	<url>
		<loc>https://clpblog.citizen.org/paul-bland-the-swamp-on-steroids-trumps-plan-to-repeal-dodd-frank-will-enable-corruption/</loc>
		<lastmod>2016-11-14T15:56:20+00:00</lastmod>
	</url>
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		<loc>https://clpblog.citizen.org/trumps-transition-team-dismantle-dodd-frank/</loc>
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		<loc>https://clpblog.citizen.org/obesity-and-genetics/</loc>
		<lastmod>2016-11-15T07:14:30+00:00</lastmod>
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		<loc>https://clpblog.citizen.org/three-year-rule-for-1099-c-changed/</loc>
		<lastmod>2016-11-15T22:59:58+00:00</lastmod>
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		<loc>https://clpblog.citizen.org/ftc-unveils-financial-readiness-website-for-military-members-and-personal-financial-managers/</loc>
		<lastmod>2016-11-16T09:00:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/cfpb-reviews-servicemember-complaints-related-to-mortgage-refinancing/</loc>
		<lastmod>2016-11-16T09:06:51+00:00</lastmod>
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	<url>
		<loc>https://clpblog.citizen.org/cfpb-request-for-information-regarding-consumer-access-to-financial-records/</loc>
		<lastmod>2016-11-17T08:57:18+00:00</lastmod>
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		<loc>https://clpblog.citizen.org/aaj-forced-arbitration-how-corporations-use-the-fine-print-to-bully-americans/</loc>
		<lastmod>2016-11-17T20:37:15+00:00</lastmod>
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		<loc>https://clpblog.citizen.org/meet-our-next-attorney-general/</loc>
		<lastmod>2016-11-18T12:20:27+00:00</lastmod>
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		<loc>https://clpblog.citizen.org/trump-university-lawsuits-settled-for-25m/</loc>
		<lastmod>2016-11-18T17:12:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/cfpb-petitions-dc-circuit-for-rehearing-en-banc-of-phh-case-holding-cfpb-structure-unconstitutional/</loc>
		<lastmod>2016-11-18T18:13:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/john-oliver-on-pyramid-schemes/</loc>
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		<lastmod>2016-11-20T17:17:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/trump-university-settlement-underscores-the-need-for-forced-arbitration-ban-in-higher-education/</loc>
		<lastmod>2016-11-21T17:51:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/mega-mergers-consumer-well-being-and-high-priced-expertise/</loc>
		<lastmod>2016-11-21T18:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/la-timess-david-lazarus-on-the-threat-the-cfpb-faces-in-december/</loc>
		<lastmod>2016-11-22T09:47:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/will-the-cfpb-issue-the-arbitration-rule-soon/</loc>
		<lastmod>2016-11-22T10:54:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/federal-court-in-texas-preliminary-enjoins-new-obama-administration-overtime-rule/</loc>
		<lastmod>2016-11-22T21:08:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/could-a-president-trump-fire-cfpb-director-cordray-on-day-one-even-while-the-phh-suit-is-pending/</loc>
		<lastmod>2016-11-23T17:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/does-trumps-victory-mean-john-dugan-will-return-as-a-regulator/</loc>
		<lastmod>2016-11-26T11:15:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/while-country-focuses-on-thanksgiving-wells-fargo-invokes-arbitration-that-consumers-agreed-to-witho/</loc>
		<lastmod>2016-11-26T11:46:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/debt-collection-journalist-jake-halpern-asks-in-the-times-will-guys-with-guns-replace-the-agency-eli/</loc>
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	</url>
	<url>
		<loc>https://clpblog.citizen.org/dc-circuit-orders-phh-to-respond-to-cfpbs-petition-for-rehearning-en-banc-invites-solicitor-general/</loc>
		<lastmod>2016-11-27T17:13:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/wsj-trump-transition-team-considering-killing-cfpb/</loc>
		<lastmod>2016-11-28T13:57:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/joshua-wright-federalism-and-the-rise-of-state-consumer-protection-laws/</loc>
		<lastmod>2016-11-28T14:03:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/trump-names-point-man-on-cfpb-who-opposes-regulation-supports-alec/</loc>
		<lastmod>2016-11-28T18:01:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/the-future-or-not-of-the-cfpbs-arbitration-rule/</loc>
		<lastmod>2016-11-29T09:31:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/new-cfpb-bulletin-detecting-and-preventing-consumer-harm-from-production-incentives/</loc>
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	</url>
	<url>
		<loc>https://clpblog.citizen.org/epa-lists-first-chemicals-for-review-under-amended-toxic-substances-control-act/</loc>
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	</url>
	<url>
		<loc>https://clpblog.citizen.org/trump-transition-picks-for-fcc-said-to-be-opposed-to-regulation-may-foreshadow-problems-for-net-neut/</loc>
		<lastmod>2016-11-29T14:40:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/us-auto-safety-agency-wants-you-to-complain-more/</loc>
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		<loc>https://clpblog.citizen.org/statute-invalidating-non-disparagement-clauses-in-form-consumer-contracts-nears-enactment/</loc>
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	</url>
	<url>
		<loc>https://clpblog.citizen.org/amicus-briefs-filed-in-phh-case-support-cfpb/</loc>
		<lastmod>2016-11-30T16:43:35+00:00</lastmod>
	</url>
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		<loc>https://clpblog.citizen.org/cfpb-ombudsmans-office-2016-annual-report/</loc>
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	</url>
	<url>
		<loc>https://clpblog.citizen.org/cfpb-monthly-complaint-snapshot-debt-settlement-check-cashing-money-orders-and-credit-repair/</loc>
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	</url>
	<url>
		<loc>https://clpblog.citizen.org/ftc-puts-an-end-to-data-broker-operation-that-helped-scam-more-than-7-million-from-consumers-account/</loc>
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	</url>
	<url>
		<loc>https://clpblog.citizen.org/trying-to-protect-the-health-of-nfl-players/</loc>
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	</url>
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		<loc>https://clpblog.citizen.org/recent-announcements-of-dojs-consumer-protection-branch-2/</loc>
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		<loc>https://clpblog.citizen.org/two-immediate-applications-for-the-consumer-review-fairness-act/</loc>
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	</url>
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		<loc>https://clpblog.citizen.org/charging-for-putting-a-bag-in-the-overhead-bin/</loc>
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	</url>
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	</url>
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		<lastmod>2017-03-02T13:11:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/wsj-key-gop-lawmaker-commission-could-be-compromise-in-cfpb-overhaul/</loc>
		<lastmod>2017-03-02T14:52:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/cfpb-director-cordrays-cnbc-interview/</loc>
		<lastmod>2017-03-02T15:00:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/consumerist-wells-fargo-tries-fails-to-explain-why-customers-shouldnt-be-allowed-to-sue-over-fake-ac/</loc>
		<lastmod>2017-03-02T15:07:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/california-supreme-court-holds-that-the-states-public-records-law-can-apply-to-messages-on-public-of/</loc>
		<lastmod>2017-03-02T15:07:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/the-epas-views-on-climate-change/</loc>
		<lastmod>2017-03-02T15:47:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/does-dodd-frank-prevent-people-from-borrowing/</loc>
		<lastmod>2017-03-02T19:09:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/more-on-the-sterling-sexual-harassment-case/</loc>
		<lastmod>2017-03-02T22:30:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/self-driving-cars-transportation-network-companies-such-as-uber-liability-and-insurance/</loc>
		<lastmod>2017-03-03T07:46:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/food-and-drug-regulation-history-read-about-it-and-then-watch-a-cool-video/</loc>
		<lastmod>2017-03-03T09:04:00+00:00</lastmod>
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	<url>
		<loc>https://clpblog.citizen.org/cone-of-silence-on-enforcement-news-from-us-labor-department/</loc>
		<lastmod>2017-03-03T16:05:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/cfpb-report-on-credit-reporting-problems/</loc>
		<lastmod>2017-03-03T16:07:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/ftc-releases-annual-summary-of-consumer-complaints/</loc>
		<lastmod>2017-03-03T16:15:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/bloombergs-articles-on-trump-and-the-pending-class-action-bills/</loc>
		<lastmod>2017-03-03T18:18:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/will-obamacare-survive/</loc>
		<lastmod>2017-03-03T18:29:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/bloomberg-dismantling-dodd-frank-may-have-to-wait/</loc>
		<lastmod>2017-03-03T18:34:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/colin-marks-study-of-the-prevalence-of-disclaimers-in-online-sales/</loc>
		<lastmod>2017-03-04T20:35:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/eric-goldman-article-on-the-consumer-review-fairness-act/</loc>
		<lastmod>2017-03-05T15:29:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/edith-roberts-at-scotus-blog-on-judge-gorsuchs-arbitration-jurisprudence/</loc>
		<lastmod>2017-03-06T15:50:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/how-uber-avoids-regulators/</loc>
		<lastmod>2017-03-06T16:01:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/house-passes-bill-to-require-omb-to-review-some-cfpb-regs-before-issuance/</loc>
		<lastmod>2017-03-06T16:40:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/at-least-one-class-member-is-seeking-to-opt-out-of-the-proposed-trump-university-class-action-settle/</loc>
		<lastmod>2017-03-06T17:39:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/dc-circuit-denies-injunction-pending-appeal-in-company-doe-v-cfpb/</loc>
		<lastmod>2017-03-07T08:48:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/democrats-to-introduce-bills-today-to-block-arbitration-clauses/</loc>
		<lastmod>2017-03-07T09:21:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/chris-petersons-important-defense-of-the-cfpb/</loc>
		<lastmod>2017-03-07T11:56:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/department-of-education-delays-enforcement-of-rule-on-for-profit-colleges/</loc>
		<lastmod>2017-03-07T12:11:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/paul-bland-in-daily-kos-banning-class-actions-will-not-put-america-first/</loc>
		<lastmod>2017-03-07T13:59:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/another-analysis-concludes-that-under-the-republican-health-care-legislation-lots-of-people-would-lo/</loc>
		<lastmod>2017-03-07T16:43:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/bloomberg-house-to-vote-on-bills-limiting-class-actions-this-week/</loc>
		<lastmod>2017-03-08T15:23:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/bloombergs-gregory-roberts-cfpbs-assault-on-arbitration-stuck-between-rock-hard-place/</loc>
		<lastmod>2017-03-08T15:27:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/the-presidents-voters-will-be-hit-hard-in-the-pocketbook-by-the-aca-repeal/</loc>
		<lastmod>2017-03-09T08:02:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/read-a-new-lawsuit-alleging-unfair-competition-by-trump-and-his-new-dc-hotel-and-restaurants/</loc>
		<lastmod>2017-03-09T10:58:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/nehf-article-on-arbitrations-impact-on-the-common-laws-regulation-of-standard-terms-in-consumer-cont/</loc>
		<lastmod>2017-03-09T12:09:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/laziness-isnt-why-people-are-poor-and-iphones-arent-why-they-lack-health-care/</loc>
		<lastmod>2017-03-09T12:39:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/new-cfpb-report-details-problems-and-recent-reforms-at-consumer-reporting-companies/</loc>
		<lastmod>2017-03-09T15:23:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/trump-seems-uninformed-during-discussions-of-cfpb-firing-cordray-with-community-bankers/</loc>
		<lastmod>2017-03-09T20:48:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/house-passes-tort-deform-and-class-action-bills/</loc>
		<lastmod>2017-03-10T07:32:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/cfpb-proposes-6-month-delay-of-prepaid-card-rule/</loc>
		<lastmod>2017-03-10T10:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/senate-gop-votes-to-nix-obama-era-education-rules/</loc>
		<lastmod>2017-03-10T10:44:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/house-bill-would-let-employers-require-genetic-testing/</loc>
		<lastmod>2017-03-10T12:03:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/vw-pleads-guility-to-felonies-in-connection-with-emissions-cheating/</loc>
		<lastmod>2017-03-10T12:16:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/john-oliver-on-the-republicans-and-the-affordable-care-act/</loc>
		<lastmod>2017-03-10T14:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/nj-supreme-court-failure-to-pay-arbitration-fee-costs-ability-to-enforce-arbitration-clause/</loc>
		<lastmod>2017-03-11T15:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/congressional-budget-office-says-that-republicans-aca-repeal-and-replace-will-cost-24-million-people/</loc>
		<lastmod>2017-03-13T16:28:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/more-on-the-aca-repeal-and-replace-place-bill-including-how-the-bill-breaks-many-of-trumps-campaign/</loc>
		<lastmod>2017-03-14T08:59:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/more-on-what-senator-ron-wyden-calls-robin-hood-in-reverse/</loc>
		<lastmod>2017-03-14T15:24:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/nerdwallet-article-explores-what-cfpb-has-done-to-help-consumers/</loc>
		<lastmod>2017-03-15T09:48:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/trump-targets-obamas-global-warming-emissions-rule-for-cars/</loc>
		<lastmod>2017-03-15T11:28:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/operators-of-bogus-telemarketing-scheme-settle-with-ftc/</loc>
		<lastmod>2017-03-15T11:35:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/ny-daily-news-cfpb-budget-equals-2-of-jp-morgan-chase-2013-litigation-expense-reserves/</loc>
		<lastmod>2017-03-15T16:10:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/bloombergs-chris-bruce/</loc>
		<lastmod>2017-03-16T14:15:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/center-for-american-progress-senators-must-ask-gorsuch-if-he-will-force-americans-into-arbitration/</loc>
		<lastmod>2017-03-16T14:19:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/aba-journal-trump-budget-eliminates-legal-services-corp-funding/</loc>
		<lastmod>2017-03-16T14:24:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/meanwhile-congress-works-on-legislation-to-inhibit-federal-safety-standards/</loc>
		<lastmod>2017-03-16T15:26:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/naacp-legal-defense-fund-issues-report-on-judge-gorsuchs-civil-rights-record/</loc>
		<lastmod>2017-03-16T22:28:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/wells-fargo-leaders-reaped-lavish-pay-even-as-account-scandal-unfolded/</loc>
		<lastmod>2017-03-17T16:28:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/why-the-doj-brief-in-phh-arguing-that-the-cfpb-is-unconstitionally-structured-is-wrong/</loc>
		<lastmod>2017-03-18T17:56:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/author-of-the-imbecilic-executive-to-testify-before-congress-on-cfpbs-constitutionality/</loc>
		<lastmod>2017-03-19T13:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/i-spent-my-childhood-on-medicaid-and-trumps-plan-to-roll-it-back-is-disastrous/</loc>
		<lastmod>2017-03-19T15:25:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/car-insurance-driver-distraction-car-safety-and-the-cost-of-fixing-teched-up-cars/</loc>
		<lastmod>2017-03-20T07:32:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/trumps-washington-hotel-is-a-bridge-too-far-for-fair-competition/</loc>
		<lastmod>2017-03-20T07:45:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/trump-administration-rolls-back-protections-for-people-in-default-on-student-loans/</loc>
		<lastmod>2017-03-20T12:06:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/book-published-on-the-cfpb-from-birth-to-2015/</loc>
		<lastmod>2017-03-20T16:10:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/virginia-updates-its-anti-slapp-law-stiffening-the-standard-for-many-libel-claims/</loc>
		<lastmod>2017-03-20T18:01:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/should-administrative-rule-makers-take-account-moral-commitments-and-if-so-how/</loc>
		<lastmod>2017-03-21T07:04:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/congresss-power-to-obtain-review-and-disclose-trumps-and-other-tax-filers-tax-returns/</loc>
		<lastmod>2017-03-21T09:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/house-financial-services-committee-holds-hearing-entitled-the-bureau-of-consumer-financial-protectio/</loc>
		<lastmod>2017-03-21T16:14:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/hackers-threaten-to-wipe-iphones/</loc>
		<lastmod>2017-03-22T09:09:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/will-taxes-on-sugar-sweetened-beverages-benefit-health/</loc>
		<lastmod>2017-03-22T09:13:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/who-gains-and-who-loses-under-the-affordable-care-act-replacement/</loc>
		<lastmod>2017-03-22T14:19:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/more-on-the-house-hearing-on-the-cfpbs-constitutionality/</loc>
		<lastmod>2017-03-22T16:09:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/political-pressure-apparently-running-roughshod-of-deliberation-in-desperate-effort-to-kill-aca/</loc>
		<lastmod>2017-03-23T07:01:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/the-power-of-light-touch-financial-education-a-demonstration-with-credit-card-revolvers/</loc>
		<lastmod>2017-03-23T07:26:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/will-the-soda-tax-in-philadelphia-effectively-ban-large-containers-of-sugary-drinks/</loc>
		<lastmod>2017-03-23T12:37:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/cfpb-fines-experian-3-million-for-deceiving-consumers-in-marketing-credit-scores/</loc>
		<lastmod>2017-03-23T13:54:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/new-york-bank-ratings-index-created-lets-consumers-rank-banks-by-features-they-care-about/</loc>
		<lastmod>2017-03-23T16:51:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/revised-gop-health-bill-saves-less-money-than-original-number-of-uninsured-stays-the-same/</loc>
		<lastmod>2017-03-23T21:18:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/congress-moves-to-strike-internet-privacy-rules/</loc>
		<lastmod>2017-03-24T16:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/horton-article-arbitration-about-arbitration/</loc>
		<lastmod>2017-03-25T14:18:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/a-question-i-would-like-to-ask-phhs-lawyer-ted-olson/</loc>
		<lastmod>2017-03-25T16:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/i-wrote-about-being-a-child-on-medicaid-a-reader-called-me-the-n-word/</loc>
		<lastmod>2017-03-27T07:24:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/epa-website-watch-whats-going-on-with-climate-change/</loc>
		<lastmod>2017-03-27T07:46:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/legal-clash-with-ftc-on-marketing-of-used-cars/</loc>
		<lastmod>2017-03-27T09:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/is-trump-succeeding-on-his-terms-so-far/</loc>
		<lastmod>2017-03-27T15:57:56+00:00</lastmod>
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	<url>
		<loc>https://clpblog.citizen.org/the-hill-reports-bill-to-weaken-cfpb-could-be-marked-up-in-april-while-politico-makes-it-seem-as-it/</loc>
		<lastmod>2017-03-28T14:09:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/supreme-court-issues-decision-in-expressions-hair-design-v-schneiderman/</loc>
		<lastmod>2017-03-29T12:06:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/article-examines-how-government-agencies-enforce-udap-laws/</loc>
		<lastmod>2017-03-29T16:29:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/trumpian-newspeak-on-climate-change/</loc>
		<lastmod>2017-03-29T18:29:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/ftc-returns-money-to-victims-of-debt-collection-scheme/</loc>
		<lastmod>2017-03-30T16:45:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/sampling-for-individual-damages-in-class-action-litigation/</loc>
		<lastmod>2017-03-31T07:00:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/cfpb-director-richard-cordray-speaks-to-the-chamber-of-commerce/</loc>
		<lastmod>2017-03-31T07:08:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/dc-circuit-throws-out-federal-communications-commissions-rule-requiring-senders-of-solicited-faxes-t/</loc>
		<lastmod>2017-03-31T13:58:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/bloomberg-thousands-of-trump-university-students-sign-up-for-refunds/</loc>
		<lastmod>2017-03-31T14:31:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/financial-regulation-scholars-amicus-brief-in-phh-case/</loc>
		<lastmod>2017-03-31T14:37:15+00:00</lastmod>
	</url>
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		<loc>https://clpblog.citizen.org/amicus-briefs-in-phh-v-cfpb/</loc>
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		<loc>https://clpblog.citizen.org/phh-oral-argument-next-wednesday-the-24th-could-decide-cfpbs-fate/</loc>
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		<loc>https://clpblog.citizen.org/mit-technology-review-google-now-tracks-your-credit-card-purchases-and-connects-them-to-its-online-p/</loc>
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		<loc>https://clpblog.citizen.org/house-to-consider-financial-choice-act-bill-to-cripple-cfpb-week-of-june-5/</loc>
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		<loc>https://clpblog.citizen.org/more-on-the-financial-choice-act-vote-next-week/</loc>
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		<loc>https://clpblog.citizen.org/jeanette-quick-washingtons-quiet-revolution-to-destroy-consumer-protection/</loc>
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		<loc>https://clpblog.citizen.org/trump-to-nominate-banker-joseph-otting-to-head-occ/</loc>
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		<loc>https://clpblog.citizen.org/house-expected-to-vote-on-financial-choice-act-bill-to-cripple-cfpb-by-friday/</loc>
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		<loc>https://clpblog.citizen.org/werner-peterson-op-ed-wells-fargo-case-shows-how-fine-print-can-erode-freedom/</loc>
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		<loc>https://clpblog.citizen.org/can-criminal-justice-debt-abuse-be-combated-through-consumer-law-type-reforms/</loc>
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		<loc>https://clpblog.citizen.org/the-doctor-is-in-co-pay-40000/</loc>
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		<loc>https://clpblog.citizen.org/the-irs-is-using-private-debt-collectors-heres-what-you-should-know/</loc>
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		<loc>https://clpblog.citizen.org/cfpbs-cordray-threatened-with-contempt-charges-by-house-panel/</loc>
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		<loc>https://clpblog.citizen.org/nominee-to-lead-occ-joseph-otting-criticized-by-consumer-advocates/</loc>
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		<loc>https://clpblog.citizen.org/kathleen-engel-op-ed-your-consumer-protections-on-the-brink-of-destruction-in-congress/</loc>
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		<loc>https://clpblog.citizen.org/trump-and-trumps-hotel-wants-to-move-unfair-competition-suit-to-federal-court/</loc>
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		<loc>https://clpblog.citizen.org/house-passes-bill-to-rescue-banks-at-expense-of-consumers/</loc>
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		<loc>https://clpblog.citizen.org/house-financial-services-committee-democrats-reply-to-staff-report-about-cordray/</loc>
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		<loc>https://clpblog.citizen.org/law360s-evan-weinberger-cfpb-could-avoid-fight-with-new-debt-collection-plan/</loc>
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		<loc>https://clpblog.citizen.org/wsj-treasury-report-to-call-for-curbs-on-cfpb-cra/</loc>
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		<loc>https://clpblog.citizen.org/prentiss-cox-et-al-op-ed-why-we-must-not-gut-consumer-protections/</loc>
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		<loc>https://clpblog.citizen.org/scotus-rules-unanimously-debt-buyers-not-debt-collectors-under-fdcpa/</loc>
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		<loc>https://clpblog.citizen.org/treasury-report-recommending-restraints-on-cfpb-now-out/</loc>
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		<loc>https://clpblog.citizen.org/la-timess-david-lazarus-trump-wants-to-deny-nursing-home-residents-and-their-families-the-right-to-s/</loc>
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		<loc>https://clpblog.citizen.org/david-dayens-take-on-henson-v-santander/</loc>
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		<loc>https://clpblog.citizen.org/department-of-education-rescinding-obama-era-rules-aimed-at-forgiving-student-debt-incurred-because/</loc>
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		<loc>https://clpblog.citizen.org/more-analysis-of-santander/</loc>
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		<loc>https://clpblog.citizen.org/la-times-op-ed-on-televising-supreme-court-arguments/</loc>
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		<loc>https://clpblog.citizen.org/cordray-replies-to-criticism-by-house-financial-services-staff/</loc>
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		<loc>https://clpblog.citizen.org/law360s-weinberger-on-how-the-treasurys-review-of-the-community-reinvestment-act-worries-critics/</loc>
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		<loc>https://clpblog.citizen.org/is-the-opposition-to-trumpcare-too-weak-to-stop-it/</loc>
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		<loc>https://clpblog.citizen.org/article-explains-how-online-sellers-can-use-big-data-to-personalize-prices/</loc>
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		<loc>https://clpblog.citizen.org/federal-government-reverses-itself-on-important-arbitration-issue-that-is-the-trump-sgs-office-takes/</loc>
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		<loc>https://clpblog.citizen.org/predatory-auto-lending-times-report-the-car-was-repossessed-but-the-debt-remains/</loc>
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		<loc>https://clpblog.citizen.org/am-banker-reports-cfpb-expected-to-issue-third-party-debt-collection-rule-by-early-2018/</loc>
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		<loc>https://clpblog.citizen.org/venable-lawyers-predict-forthcoming-cfpb-third-party-debt-collection-rulemaking/</loc>
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		<loc>https://clpblog.citizen.org/wsj-editorial-hits-cfpb-director-cordray-again/</loc>
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		<loc>https://clpblog.citizen.org/articles-praisingexplaining-debt-collection/</loc>
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		<loc>https://clpblog.citizen.org/anonymous-users-objection-to-search-warrant-seeking-to-identify-users-who-communicated-with-trump-in/</loc>
		<lastmod>2017-09-07T16:58:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/cspis-mike-jacobson-stepping-down/</loc>
		<lastmod>2017-09-07T17:34:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/oops-equifax-cyberbreach-exposes-personal-data/</loc>
		<lastmod>2017-09-07T18:26:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/the-equifax-data-breach-and-how-equifax-is-stealthily-using-arbitration-to-defeat-claims-by-injured/</loc>
		<lastmod>2017-09-08T12:16:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/equifax-and-arbitration/</loc>
		<lastmod>2017-09-08T14:48:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/signing-up-for-equifax-may-cost-you-your-legal-rights/</loc>
		<lastmod>2017-09-08T16:31:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/am-banker-equifax-breach-may-kill-repeal-of-cfpb-mandatory-arbitration-rule/</loc>
		<lastmod>2017-09-08T17:57:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/why-im-not-signing-up-for-equifaxs-free-credit-monitoring-service-the-arbitration-clause-still-worri/</loc>
		<lastmod>2017-09-09T14:36:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/what-is-the-worst-that-can-happen-because-of-the-stolen-equifax-data/</loc>
		<lastmod>2017-09-11T08:47:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/equifax-hack-exposes-regulatory-gaps-leaving-consumers-vulnerable/</loc>
		<lastmod>2017-09-11T10:44:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/wells-fargo-under-the-gun-for-new-consumer-abuses/</loc>
		<lastmod>2017-09-11T10:47:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/watch-this-excellent-interview-with-cfpb-head-richard-cordray-yesterday-on-cbss-sunday-morning-show/</loc>
		<lastmod>2017-09-11T13:38:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/some-comments-on-recent-op-eds-opposing-the-cfpb-arbitration-clause/</loc>
		<lastmod>2017-09-11T19:12:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/did-equifax-execs-engage-in-illegal-insider-sales-of-company-stock-before-disclosing-the-hack-of-its/</loc>
		<lastmod>2017-09-12T18:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/house-dems-also-seek-answers-on-equifax-breach-arbitration-clause/</loc>
		<lastmod>2017-09-12T20:31:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/dept-of-education-delays-acting-on-requests-for-student-loan-forgiveness/</loc>
		<lastmod>2017-09-13T12:39:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/23-class-actions-and-counting-against-equifax-over-its-data-breach/</loc>
		<lastmod>2017-09-13T16:36:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/thousands-of-small-claims-suits-against-equifax-thanks-to-technology/</loc>
		<lastmod>2017-09-13T16:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/interesting-article-on-driverless-car-design/</loc>
		<lastmod>2017-09-14T07:29:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/public-utility-regulation-for-credit-reporting-agencies/</loc>
		<lastmod>2017-09-14T07:49:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/what-caused-the-equifax-data-breach/</loc>
		<lastmod>2017-09-14T12:04:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/ed-mierzwinskis-blog-post-on-republicans-efforts-to-weaken-regulation-of-credit-reporting-agencies-p/</loc>
		<lastmod>2017-09-14T16:34:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/wsj-some-equifax-customers-who-sought-safety-got-burned-in-the-data-breach/</loc>
		<lastmod>2017-09-14T21:22:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/house-again-passes-bill-to-put-consumer-protection-at-risk-this-time-in-an-appropriations-bill/</loc>
		<lastmod>2017-09-15T19:24:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/predictions-that-equifax-breach-will-not-lead-to-new-laws-but-some-equifax-employees-out/</loc>
		<lastmod>2017-09-15T20:55:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/helaine-olen-equifax-messed-up-and-yet-we-have-to-clean-up-the-mess/</loc>
		<lastmod>2017-09-16T17:14:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/kaplinsky-levin-concede-consumers-rarely-pursue-individual-arbitration-but-miss-mark-on-why/</loc>
		<lastmod>2017-09-16T18:33:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/more-details-on-how-the-equifax-hack-happened/</loc>
		<lastmod>2017-09-18T17:16:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/massachusetts-sues-equifax-on-behalf-of-its-citizens-harmed-by-the-hack/</loc>
		<lastmod>2017-09-19T13:56:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/opponents-sharpen-knives-over-impending-us-payday-loan-rule/</loc>
		<lastmod>2017-09-19T16:30:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/state-federal-authorities-proposing-new-rules-on-equifax/</loc>
		<lastmod>2017-09-19T16:32:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/cfpb-acts-against-illegal-student-loan-debt-collection-lawsuits/</loc>
		<lastmod>2017-09-19T16:36:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/cfpb-sues-top-notch-funding-for-lying-in-loan-offers-to-nfl-players-deepwater-horizon-victims-and-91/</loc>
		<lastmod>2017-09-19T16:38:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/have-the-arbitration-sharks-jumped-the-shark/</loc>
		<lastmod>2017-09-20T15:48:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/holding-equifax-accountable/</loc>
		<lastmod>2017-09-20T17:56:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/understanding-graham-cassidy/</loc>
		<lastmod>2017-09-21T14:14:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/la-times-david-lazarus-despite-equifax-hack-gop-lawmakers-want-to-deregulate-credit-agencies/</loc>
		<lastmod>2017-09-21T16:12:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/dc-court-narrows-prosecutors-options-for-searching-trump-inauguration-protest-web-site/</loc>
		<lastmod>2017-09-21T18:44:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/credit-union-sees-value-in-class-actions-and-files-one-against-equifax/</loc>
		<lastmod>2017-09-21T20:58:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/colbert-nails-the-equifax-hack/</loc>
		<lastmod>2017-09-22T07:16:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/does-federal-law-contemplate-a-ban-on-the-marketing-of-drugs-and-other-medical-products-for-unapprov/</loc>
		<lastmod>2017-09-22T07:34:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/millions-upon-millions-would-lose-coverage-of-graham-cassidy-health-care-bill/</loc>
		<lastmod>2017-09-22T13:55:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/will-equifax-change-the-prospects-for-congress-blocking-the-cfpb-arbitration-rule/</loc>
		<lastmod>2017-09-22T14:02:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/more-and-more-republicans-support-the-cfpb-arbitration-rule/</loc>
		<lastmod>2017-09-22T14:52:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/senate-banking-committee-to-hold-equifax-hearing-equifax-ceo-only-witness/</loc>
		<lastmod>2017-09-22T19:22:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/response-to-trump-prosecutors-effort-to-attack-peaceful-protests/</loc>
		<lastmod>2017-09-22T19:26:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/trump-administration-making-it-difficult-to-enroll-in-coverage-under-the-affordable-care-act/</loc>
		<lastmod>2017-09-23T13:27:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/we-need-regulatorsbut-they-are-not-a-substitute-for-class-actions/</loc>
		<lastmod>2017-09-23T22:50:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/report-that-cfpb-could-use-udaap-powers-house-has-voted-to-repeal-against-equifax/</loc>
		<lastmod>2017-09-24T16:14:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/businesses-using-class-actions-against-equifax/</loc>
		<lastmod>2017-09-25T11:34:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/more-than-400-professors-from-all-50-states-support-cfpb-arb-rule-oppose-blocking-it/</loc>
		<lastmod>2017-09-25T11:43:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/senate-could-vote-on-cfpb-arb-rule-this-week-even-today/</loc>
		<lastmod>2017-09-25T15:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/professors-discuss-hot-issues-in-class-actions/</loc>
		<lastmod>2017-09-26T07:47:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/debate-on-the-cfpbs-arbitration-rule/</loc>
		<lastmod>2017-09-26T07:51:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/dasteel-article-consumer-click-arbitration-a-review-of-online-consumer-arbitration-agreements/</loc>
		<lastmod>2017-09-26T17:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/consumer-financial-protection-bureaus-first-national-survey-on-financial-well-being-claims-more-than/</loc>
		<lastmod>2017-09-27T07:20:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/credit-ratings-agencies-to-get-embedded-regulators/</loc>
		<lastmod>2017-09-27T11:34:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/new-report-shows-widespread-use-of-forced-arbitration-by-large-companies/</loc>
		<lastmod>2017-09-27T12:15:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://clpblog.citizen.org/will-trump-advocate-that-consumers-receive-less-protection-in-his-speech-about-rolling-regulations-b/</loc>
		<lastmod>2017-09-27T20:51:42+00:00</lastmod>
	</url>
</urlset>
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